> For the complete documentation index, see [llms.txt](https://legal.incard.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://legal.incard.co/licenses/license-uk.md).

# License - UK

Incard Ltd is authorised by the Financial Conduct Authority (FCA) as an Authorised Electronic Money Institution (EMI).

Firm Reference Number (FRN): 1027309

Incard Ltd is authorised to issue electronic money (e-money) and provide payment services in the United Kingdom.

Incard Ltd is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096)