Business Fees - Free
Free-plan allowances and pricing
Start with the essentials for running your business. Upgrade or add extras as you grow.
Free plan
Subscription
Monthly fee
£0 per month
Business banking
Multi-currency IBANs
3 included
Hold funds in GBP, EUR, and USD.
Additional IBANs cost £12 per month each.
Payments
100 local payments included
Additional local payments cost £0.30 each.
International payments cost at least £5 for SHA. OUR payments cost £20.
You can use SWIFT, SEPA, ACH, and Faster Payments. Bulk, recurring, scheduled, and Incard-to-Incard payments are included.
Safeguarded funds
Your funds are safeguarded.
Global payments and FX
FX allowance
£5,000 per month at the interbank rate
Above this allowance, FX costs 0.6% during market hours. FX costs 1% outside market hours.
International payments
Send money in more than 30 currencies.
Forward contracts cost 0.8% during market hours. They cost 1% outside market hours.
Card payment FX
Card payment FX costs 1.8%.
Cards and cashback
Included cards
5 plastic cards
1 metal card
10 virtual cards
Additional virtual cards cost £2 per card, per month.
Cashback
Cashback is uncapped on eligible debit card spending.
Advertising, recurring software, and travel: 1%
All other eligible spending: 0.5%
Card features
Cards work in more than 150 currencies. ATM withdrawals are supported.
Domestic ATM withdrawals cost 2%. International ATM withdrawals cost 2.5%.
Auto-matched receipts and Visa perks are included. Apple Pay and Google Pay are coming soon.
Team and permissions
Users
5 users included
Additional users cost £12 per user, per month.
Role-based access, approval rules, smart notifications, and multi-company accounts are included.
Included platform features
The Free plan includes:
Accounting tools, including bank feeds and export templates.
Spend insights, smart alerts, and sales trend insights.
Bank, commerce, payout, and accounting integrations.
In-app chat and email support.
Mobile app, partner perks, and app integrations.
Chargebacks
Chargebacks cost £25 each.
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