> For the complete documentation index, see [llms.txt](https://legal.incard.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://legal.incard.co/fee-schedule/business-fees-bespoke.md).

# Business Fees - Bespoke

Build a custom Incard plan around your business needs.

## Bespoke plan

### Subscription

#### Monthly fee

**Custom**

Contact sales for your bespoke plan.

### Business banking

#### Multi-currency IBANs

Your IBAN allowance is tailored to your business.

Hold funds in GBP, EUR, and USD.\
Additional IBANs cost **£12 per month** each.

#### Safeguarded funds

Your funds are safeguarded.

#### Payments

Local and international payment allowances are tailored to your business.

Additional local payments cost **£0.30** each.\
International SHA payments cost at least **£5** outside your allowance.

OUR payments cost **£20**.

You can use SWIFT, SEPA, ACH, and Faster Payments.\
Bulk, recurring, scheduled, and Incard-to-Incard payments are included.

Payment requests and savings accounts are coming soon.

### Global payments and FX

#### FX allowance

Your interbank FX allowance is tailored to your business.

Above this allowance, FX costs **0.6%** during market hours.\
FX costs **1%** outside market hours.

#### International payments

Send money in more than 30 currencies.

Forward contracts cost **0.8%** during market hours.\
They cost **1%** outside market hours.

#### Card payment FX

Card payment FX costs **1.5%**.

### Cards and cashback

#### Cards

Your plastic, metal, and virtual card allowance is tailored to your business.

Add unlimited cards as needed.\
Additional virtual cards cost **£2 per card, per month**.

#### Cashback

Cashback rates are tailored to your business.\
Cashback is uncapped on eligible debit-card spending.

#### Card features

Cards work in more than 150 currencies.\
ATM withdrawals are supported.

Domestic ATM withdrawals cost **2%**.\
International ATM withdrawals cost **2.5%**.

Auto-matched receipts and Visa perks are included.\
Apple Pay and Google Pay are coming soon.

### Team and permissions

#### Users

Your user allowance is tailored to your business.

Additional users cost **£12 per user, per month**.

Role-based access, approval rules, smart notifications, and multi-company accounts are included.

Expense approvals and user activity logs are coming soon.

### Included platform features

Your bespoke plan can include:

* Accounting tools, including bank feeds and export templates.
* Spend insights, price intelligence, and management-level reporting.
* Bank, commerce, payout, and accounting integrations.
* In-app chat, email support, and a dedicated relationship manager.
* Mobile app, partner perks, and app integrations.

Priority Pass access and founder events are coming soon.

#### Chargebacks

Chargebacks cost **£25** each.

{% hint style="info" %}
Pricing and plan features can change. Check [Incard pricing](https://www.incard.com/pricing) for the latest details.
{% endhint %}